What is a quick loan?

Sometimes life throws you a curveball and your bank account can’t cover it. If it’s a quick cash loan you’re after, you’ve come to the right place. Jacaranda Finance offers fast cash loans from $1,000 to $15,000. Our quick and easy application process makes it simple to apply, and our 60-second** loan transfers mean you can have access to your loan almost instantly.

Hear from others we've helped

  • Borrow from $1,000 to $15,000
  • Fast Loan Outcomes
  • 60-Second Transfers**
  • Simple & Easy Application
  • 100% Online

Hear from others we've helped

Get Your Cash In 60 Seconds Once Approved*

We've helped over 50,000 people get approved!

What can I use a quick loan for?

Whether it's an unforeseen medical bill or a last minute trip to the dentist, a quick loan from Jacaranda Finance can sort you out. No matter the reason, our fast cash loans come with competitive tailored rates and flexible repayments.

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Am I eligible for a
quick loan?

To qualify for a loan with Jacaranda you must:

  • Be over 18 years of age
  • Be an Australian citizen or permanent resident
  • Have received a regular income (for the last 90-days)
  • Have internet banking set up
  • Hold a direct contact number and email address
  • Have a minimum income of $400 per week

How do I get approved?

Online Application
You can apply for a loan in three simple steps:
  1. Apply online;
  2. Get your quick outcome,
  3. Receive your cash.
  1. 1. Apply online;
  2. 2. Get your quick outcome,
  3. 3. Receive your cache.
Supporting Docs
Have all of your supporting documents ready to go: Basic personal info, 100 points of identification, and online banking login details
Sign Your Contract
We can only transfer your funds once we receive your signed contract. So make sure you have your phone available!
Be Available
We might need more information from you to process your application in order to get the fastest outcome.

Information you will
to provide.

To apply online with Jacaranda, we will need these from you:

  • Personal details (i.e. Name, Address, DOB)
  • Your phone number and email address
  • Two most recent payslips
  • The reason for your loan
  • Online banking and employment info
Women sitting at table with phone

Reviews don't lie

4.9/5 GOOGLE RATING 1,702 Reviews
4.7/5 PRODUCT REVIEW 1,296 Reviews
4.8/5 WORD OF MOUTH 870 Reviews
4.6/5 trustpilot 537 Reviews

Why Choose Jacaranda
For Quick Loans

Frequently Asked Questions

Want to know more? Find out all the answers to our most common questions about personal loans.

See all FAQs

Jacaranda’s quick personal loans range from $1,000 to $15,000. Depending on how much you apply for, our loan terms vary between 12 and 36 months.

We will conduct a credit check when assessing your application. We do this because it’s a legal requirement which is stated in the responsible lending guidelines set by ASIC. You shouldn’t let this deter you from applying, however, as we will also look at other factors like your income and spending habits.

We pride ourselves on our inclusive approach to lending. This means that if our assessment finds that you can reasonably manage a loan, even with bad credit, we may be able to approve you for a quick loan.

The fees and charges applicable to your loan will depend on a number of factors including how much you borrow. Before entering into a loan agreement, you will be given a credit guide that outlines all your fees and charges. Fees may include interest charges, monthly fees, establishment fees, or any late/default fees (if applicable).

If you receive Centrelink benefits you can still apply for a quick loan with Jacaranda and our team will do their best to help. Our team will assess your financial circumstances to see if you’re eligible for one of our loans. the team at Jacaranda always do their best to match you with an appropriate loan product that suits your financial situation, whether you have poor credit or you’re receiving Centrelink benefits.

Repayments are deducted via direct debit, so you won’t ever miss a repayment. You can choose to set up repayments on a weekly, fortnightly, or monthly basis. However, we’ll usually just align your repayments with your pay cycle.

To get an estimate of your loan repayments, you can use our online loan calculator. Simply scroll up to the top of the page, use the slider to choose how much you want to borrow and for how long, and click ‘Apply Now’. Please note that actual repayment amounts will depend on your individual financial situation.

*If applied within our standard business hours. 60-minute outcomes are not guaranteed. **If you have an NPP-enabled bank account.